What's your new year resolution?

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2016 is almost near and most of us are preparing for their new year's eve celebration. But of course, aside from the celebration, resolutions are one of our popular to-do list this coming year. For me, my 2016 will focus more on my financial and health status. I realized that I am waaaay beyond my goal of 1 million before 30. Yup, I have that weird goal. I figured that I mismanaged my money these past few years that my net worth is little compared to what is expected my age. Anyway, what I am happy about is that I started 2015 by investing some of my money in UITF, then ending the year by investing in Mutual Funds and Stocks. I plan to continue it and do it regularly. As a first step for my 1 million by 30 goal, I bought  and read the following books to gain financial literacy:

  • Cashflow Quadrant by Robert Kiyosaki
  • Easy Money Para sa Kababaihan by Francisco J. Colayco
  • Wealth within your reach by F.J.Colayco
  • Making your money work by F.J.Colayco
  • Think Rich Pinoy by Larry Gamboa
I already finished them all and somehow, I felt positive toward my financial future. I suggest to add this on your resolution-to gain financial literacy.  There are many mistakes and decisions that I made especially on money matters. But I realized that it's not too late to leave the rat race. It will be late if I'll never start doing it. 

As for the health, two months ago, I was operated because I have an ovarian cyst. An experienced that I don't want to happen anymore, so I'm taking an extra care for myself. This year, I started by subscribing to a diet service for two weeks, It didn't last long, so this up coming year, I plan to make my own healthy meals. Of course, I plan to couple it with an exercise that is okay with my doctor. Sadly, I am not allowed to do some weight lifting...for how long, I don't know.  I really need to remove the excess weight or else I might undergo another operation. Geez, ang hirap maging girl! Oppss, correction - mahirap maging girl na may hormonal imbalance. lol. 

So that's it, only two new year resolutions. Not too many but not too ambitious right? And if you noticed, these are not really resolutions but rather long term plans that I'll start with baby steps. How about you? What's your new year resolution? 

a.k.a Carlzy. You can call me Zy or Carla. 20 year old something. A Computer Science graduate. Part-time IT gal and a full time wanderer. Loves watching movies, anime, and dramas. Romantic but not hopeless. Fun Photography. Foodie addict. CHEESECAKE LOVER.